Bank Of America Credit Cards: A Look At The Top 3 by Ed Vegliante

You probably know Bank of America from its commercials on better banking. They are one of the major players in commercial banking and lending. Well, you know you can enjoy their "Higher Standards" through a variety of products, including mortgages and checking/savings accounts, but did you know they have an uncommonly large pool of credit card options? "B of A" is one of the countries top credit card providers, and their Higher Standards certainly extends to this product line as well. This article takes a quick peek at the Bank of America Platinum Visa, the Bank of America Visa Signature with WorldPoints, and the TripRewards MasterCard by Bank of America.

A Look at the Top Three

The Bank of America Platinum Visa - The B of A Platinum Visa is a solid all around card. Categorized by Bank of America as an "everyday credit card," it is chock full of useful features and reasons to consider it. The Platinum Visa offers a six month interest free introductory period, and accepts initial and subsequent balance transfers with no additional fees. So, if you are on the market for an all around solid card with cheap and easy balance transfer options, this could be the way to go.

The Bank of America Visa Signature with WorldPoints - What on earth are WorldPoints? We're glad you've asked. WorldPoints is one of Bank of America's great incentive programs for cardholders. WorldPoints is a flexible incentive program that lets you apply your purchases to a number of categories: cash back, travel, merchandise, or personal services. In addition to this powerful rewards program, you will receive an introductory 0% APR for the first twelve months of membership. B of A offers a handsome black and silver design that really instills the impression that this is one of their top-of-the-line cards.

TripRewards MasterCard Credit Card - With its uniquely redundant name, the TripRewards MasterCard Credit Card has become a favorite for travelers. The 0% introductory APR on balance transfers is a nice feature (and a theme for B of A), but most users are attracted to its high powered rewards plan. Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays, and that can add up quickly.

All Bank of America cards come with the same great 24 hour customer service, online account management, and fraud protection. Opting into a B of A card gives you all of the benefits and security of one of America's largest financial institutions. So, if you are considering a general use card, check out the Platinum Visa; if you want flexible incentives, make sure to apply for the Visa Signature with World Points; and, of course, if you're out to see the world, the TripRewards MasterCard Credit Card is the way to go.

About the Author

Click here for Bank of America Credit Card Applications. Ed Vegliante runs www.Credit-Card-Surplus.com, a directory helping consumers compare and apply for credit cards.